Practical Panama real estate guidance for international buyers, investors, and retirees.
Panama is not rewriting the whole property market in 2026, but it is moving on two cost levers that matter: the first-sale transfer tax on some new homes and the preferred mortgage regime. For investors, the opportunity is real—but only if you can be
Panama has moved from temporary subsidy debates to a new, enacted preferential mortgage regime in 2026, while broader housing and transfer-tax changes remain under discussion. For investors, the key question is not whether credit support still exists
Panama’s latest housing push is not a headline about towers — it is a change in transaction costs, mortgage support, and buyer segmentation. With GDP up 4.8% in Q1 2026 and the government now proposing exemptions and adjustments aimed at lower- and 중